Best Credit Cards to Build Credit

These are the best credit cards to build your credit fast. Some cards can prequalify you, have no annual fee, graduate to unsecured, and give higher credit limits.

Self VISA Card

Annual Fee

The annual fee for this credit card is $25. They will take your fee out of your available balance once you apply for the credit card.

Credit Limit

Credit limit approval will be between $100- $1,500. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Build your credit faster with 2 accounts reporting to all 3 Credit Bureaus.

Credit builder card

2 Cards

Credit Builder Cards allows you to get 2 credit cards. You will not receive a hard inquiry if you choose to get the second card.

Credit Limit

Credit limit approval will be $200.

NO Hard Inquiry

NO hard inquiry and NO credit check!

Build Credit Faster

Build your credit faster with 2 accounts reporting to all 3 Credit Bureaus.

Kikoff Credit

Annual Fee

The annual fee for this credit card is $60. You will be charged $5 per day to have this account.

Credit Limit

Credit limit approval will$750. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Build your credit faster with 2 accounts reporting to the Credit Bureaus.

Discover it secured credit card

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Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $200- $2,500. Your credit limit will be based on how much you deposit in your account.

Refundable Deposit

Your deposit could be refunded in as little as 8 months.

Build Credit Faster

Reports to all 3 Credit Bureaus.

Tomo Credit Card

Annual Fee

There is NO annual fee for the card.

- No Annual Fee
- 0% APR
- NO Fees

Credit Limit

Credit limit approval will be between $100- $10,000. Your credit limit will be based on your banking history.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Reports to all 3 credit bureaus to help you build your credit score FAST!

NREWARDS SECURED CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will start at $200. Your credit limit will be based on how much you deposit in your account.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Build Credit Faster

Build your credit fast credit reporting to all 3 Credit Bureaus.

Capital one platinum secured credit card

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $49 - $200. Your credit limit will be based on how much you deposit in your account.

Prequalify

Prequalify for this credit card without a hard inquiry.

Build Credit Faster

Build your credit faster with 2 credit reporting to all 3 Credit Bureaus.

Opensky visa credit card

Annual Fee

The annual fee for this credit card is $35. They will take your fee out of your available balance once you apply for the credit card.

Credit Limit

Credit limit approval will be between $200- $3,000. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Reports to all 3 Credit Bureaus.

Discover It Student chrome card

Annual Fee

The annual fee for this credit card is $0.

Beginner Friendly

This credit card can approve you even if you don't have any credit history.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Build Credit Faster

Build your credit faster with credit reporting to all 3 Credit Bureaus.

Credit One bank Credit Cards

Annual Fee

The annual fee for this credit card is about $39. Some will get no annual fee and others may have an annual fee thats higher.

Credit Limit

Credit limit approval will be between $300- $2,000. Your credit limit will be based on your credit.

Prequalify

Prequalify for this credti card with NO hard inquiry! If you accept the credit card, then you will get a hard inquiry on your Experian credit report.

Build Credit Faster

Build your credit faster with credit reporting to all 3 Credit Bureaus.

Mission lane Credit Card

Annual Fee

The annual fee for this credit card is
$0 - $75.

Credit Limit

Credit limit approval will be between $200- $2,000.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Build Credit Faster

Build your credit faster with credit reporting to all 3 Credit Bureaus.

Petal 1 VISA Card

Pre-qualify (No Hard Inquiry) on their website

No Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $300 - $5,000. Approval amount will differ depending on your credit score and banking history.

Pre-qualify

Pre-qualify with NO Hard inquiry. They will us a platform called Plaid to look at your banking history and do a soft pull to your credit reports.

No Foreign Transaction Fees

No transaction fees when using this credit card outside of the country.

Check out other credit cards

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*Some of the links and other products are from companies for which Rickita will earn an affiliate commission or referral bonus. Rickita is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in videos is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Disclaimer: Rickita strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site. All financial products, shopping products, and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

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