The Prosper® Credit Card is a versatile option for individuals seeking to build or rebuild their credit while earning rewards. Cardholders enjoy unlimited 1% cashback on all purchases, making it easy to earn rewards without tracking categories. This card is designed for those who want a simple, no-frills approach to credit building, with tools to monitor spending and track progress. Prosper also offers prequalification with no impact on your credit score, giving you clarity about your eligibility before applying. If you’re looking for a straightforward credit card that combines rewards with credit-building benefits, the Prosper Credit Card is a solid choice.
Annual Fee
The annual fee for this credit card may be high, so please be careful.
Credit Limit
.They will tell you the limit they approved you for once they Pre-qualify you without a hard inquiry.
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Prosper Credit Card to all 3 credit bureaus and will check EXPERIAN to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.