The Synchrony Home Credit Card is a flexible financing option designed for homeowners looking to make furniture, appliance, and home improvement purchases. Cardholders enjoy special financing options at thousands of participating retailers, making it easier to budget for big-ticket items. Beyond financing, the card also offers promotional discounts and rewards at select stores, helping customers save even more on their home investments. With no annual fee and easy account management, it’s a convenient way to spread out payments on essential home purchases. If you’re planning home upgrades and want a credit card that offers flexible financing, the Synchrony Home Credit Card is worth considering.
Annual Fee
The annual fee for this credit card is $0.
Cash Back
2% back on purchases of less than $299 (at participating retailers)
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Reports to all 3 credit bureaus and will check Transunion to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.