OpenSky Visa Credit Card

The OpenSky® Visa® Credit Card is an excellent secured credit card for individuals looking to build or rebuild their credit with no credit check required. With a refundable security deposit as low as $200, this card provides an accessible way to establish a positive credit history. It reports to all three major credit bureaus, helping cardholders boost their credit scores through responsible use. Unlike many other secured cards, OpenSky doesn’t require a bank account, making it a flexible option for those with unique financial circumstances. With no hard inquiry and a straightforward application process, the OpenSky Visa Credit Card is a reliable tool for achieving your credit goals.

Annual Fee

The annual fee for this credit card is $35. They will take your fee out of your available balance once you apply for the credit card.

Credit Limit

Credit limit approval will be between $100- $3,000. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

Pre-qualify with no hard inquiry.

Build Credit Faster

Reports to all 3 Credit Bureaus.

Exclusive Credit Membership

$1 Trial

$79 per month

$99 Set Up Fee

$29 per month

$599 Lifetime Membership

SIMILAR CREDIT CARDS

  1. Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
    Dispute Letter Package

2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)

3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial

4. Complete an application: Credit Application

5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.

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