The Bank of America® Customized Cash Rewards Credit Card is a versatile cashback card that lets you tailor rewards to fit your spending habits. Cardholders earn 3% cashback in a category of their choice, such as gas, online shopping, dining, travel, drugstores, or home improvement, and 2% cashback at grocery stores and wholesale clubs (up to $2,500 in combined 3% and 2% category purchases each quarter, then 1%). You’ll also earn 1% cashback on all other purchases, making it a well-rounded option for everyday spending. With no annual fee and a generous welcome bonus, it offers excellent value right from the start. Preferred Rewards members can earn up to 5.25% in their chosen category, maximizing rewards potential. If you’re looking for a flexible cashback card with no hidden costs, the Bank of America Customized Cash Rewards Credit Card is a smart choice.
Annual Fee
The annual fee for this credit card is $0.
Cash Back
3% cash back in the category of your choice 2% cash back at grocery stores and wholesale clubs 1% cash back on all other purchases
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Reports to all 3 credit bureaus and will check EXPERIAN to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.