Best Credit Cards

DISCOVER IT CASH BACK CREDIT CARD

Best Credit Cards of 2024 are these cards here. The best credit cards offer 0% Intro APR, no annual fees, no foreign transaction fees, a nice amount of cashback, and much more. Each card is different. 

Annual Fee

The annual fee for this credit card is $0.

0% Intro APR for 15 months

0% Intro APR† for 15 months on purchases and balance transfers.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

Amazon Prime Rewards Visa Signature Card

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

High credit limits available.

Bonuses

Up to 10% Cash back available and gift card t sign up.

Credit Reporting

Reports to all 3 credit bureaus and will check mainly Experian.

DISCOVER IT STUDENT CASH BACK

Annual Fee

The annual fee for this credit card is $0.

Cash Back

Up to 5% Cash Back available.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Discover reports to all 3 credit bureaus and will check your transunion credit report to approve you.

DISCOVER IT STUDENT CHROME

Annual Fee

The annual fee for this credit card is $0.

Beginner Friendly

This credit card can approve you even if you don't have any credit history.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Build Credit Faster

Build your credit faster with credit reporting to all 3 Credit Bureaus.

DISCOVER IT SECURED CREDIT CARD

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Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $200- $2,500. Your credit limit will be based on how much you deposit in your account.

Refundable Deposit

Your deposit could be refunded in as little as 8 months.

Build Credit Faster

Reports to all 3 Credit Bureaus.

KIKOFF

Annual Fee

The annual fee for this credit card is $60. You will be charged $5 per day to have this account.

Credit Limit

Credit limit approval will be $750. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Build your credit faster with 2 accounts reporting to the Credit Bureaus.

SELF VISA CREDIT CARD

Annual Fee

The annual fee for this credit card is $25. They will take your fee out of your available balance once you apply for the credit card.

Credit Limit

Credit limit approval will be between $100- $1,500. Your credit limit will be based on how much you deposit in your account.

NO Hard Inquiry

NO Hard inquiry!

Build Credit Faster

Build your credit faster with 2 accounts reporting to all 3 Credit Bureaus.

CREDIT BUILDER CARD

2 Cards

Credit Builder Cards allows you to get 2 credit cards. You will not receive a hard inquiry if you choose to get the second card.

Credit Limit

Credit limit approval will be $200.

NO Hard Inquiry

NO hard inquiry and NO credit check!

Build Credit Faster

Build your credit faster with 2 accounts reporting to all 3 Credit Bureaus.

CHASE FREEDOM FLEX CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

0% APR

0% Intro APR 15 Months

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

CHASE FREEDOM UNLIMITED CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

0% intro APR 15 months

0% intro APR 15 months account opening on purchases and balance transfers.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

CAPITAL ONE SAVORONE CASH REWARDS CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

0% intro APR

0% intro APR for 15 months on purchases and balance transfers.

Prequalify

Prequalify for this credit card with NO hard inquiry!

Credit Reporting

Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.

CAPITAL ONE PLATINUM SECURED CREDIT CARD

Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will be between $49 - $200. Your credit limit will be based on how much you deposit in your account.

Prequalify

Prequalify for this credit card without a hard inquiry.

Build Credit Faster

Build your credit faster with 2 credit reporting to all 3 Credit Bureaus.

CITI DOUBLE CASH CARD

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Annual Fee

The annual fee for this credit card is $0.

Credit Limit

Credit limit approval will up too $10,000.

0% Intro APR

0% intro APR for 18 months on balance transfers

Cash Back

Unlimited 2% Cash Back

CITI CUSTOM CASH CARD

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Annual Fee

The annual fee for this credit card is $0.

Sign up bonus

Citi offers a sign up bonus.

0% APR

Get 0% Intro APR for 15 months on purchases and balance transfers.

Credit Reporting

Citi reports to all 3 credit bureaus and will check your Experian report to approve you.

U.S. BANK ALTITUDE GO VISA SIGNATURE CARD

Annual Fee

The annual fee for this credit card is $0.

Bonus

This credit card usually offers a sign up bonus.

0% APR

0% Intro APR on purchases and balance transfers for the first 12 billing cycles.

Credit Reporting

US Bank reports to all 3 credit bureaus and will check your Transunion report to approve you.

Check out other credit cards

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*Some of the links and other products are from companies for which Rickita will earn an affiliate commission or referral bonus. Rickita is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in videos is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Disclaimer: Rickita strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site. All financial products, shopping products, and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

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