The Capital One Platinum Mastercard® is a great starter card for individuals looking to build their credit without the burden of annual fees. This card is designed to help you establish or improve your credit history with responsible use, while offering automatic credit line reviews as soon as six months. It features fraud coverage, ensuring you’re protected against unauthorized charges, and access to CreditWise, a free tool to monitor your credit score. With no foreign transaction fees, it’s also a solid choice for international travelers. If you’re looking for a straightforward card to kickstart your credit-building journey, the Capital One Platinum Mastercard is a dependable option.
Annual Fee
The annual fee for this credit card is $0.
Credit Limit & Increases
Credit limit increases in as little as 6 months.
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Capital One reports to all 3 credit bureaus and will check all 3 credit bureaus to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.