The Capital One Platinum Secured Credit Card is an excellent option for those looking to build or rebuild their credit with ease and flexibility. This secured card requires a refundable security deposit as low as $49, $99, or $200, based on your creditworthiness, and offers a credit limit equal to your deposit. Unlike many secured cards, it has no annual fee, making it a budget-friendly choice for credit-building. With responsible use, you may even qualify for an automatic credit line increase in as little as six months. If you’re seeking a straightforward way to establish positive credit history, the Capital One Platinum Secured Credit Card is a reliable and accessible solution.
Annual Fee
The annual fee for this credit card is $0.
Credit Limit
$200 credit limit.
Prequalify
Prequalify for this credit card without a hard inquiry.
They will pull all 3 bureaus to approve you.
Build Credit Faster
Build your credit faster with reporting to all 3 Credit Bureaus.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.