In addition to monitoring your credit reports with the major credit bureaus, it’s important to check reports from third-party credit bureaus every three months. These additional bureaus provide a comprehensive view of your credit profile. Here are some third-party credit bureaus to consider:

1. Sagestream:
   • Sagestream is a credit reporting agency that provides information on consumer credit profiles. Check your Sagestream report for any discrepancies or changes in your credit history.
2. Lexis Nexis:
   • Lexis Nexis Risk Solutions offers identity verification and risk management services. Review your Lexis Nexis report to ensure the accuracy of your personal information and detect any potential issues.
3. Innovis:
   • Innovis is a consumer credit reporting agency that operates alongside the major bureaus. Obtain your Innovis credit report to have a comprehensive understanding of your credit standing.
4. Clarity Services:
   • Clarity Services specializes in alternative credit data and risk management solutions. Monitor your Clarity Services report for insights into your alternative credit history.
5. Other Specialty Bureaus:
   • Explore other specialty bureaus that may be relevant to your financial situation. Depending on your circumstances, bureaus like Clarity, ARS, Teletrack, and others may provide valuable information.
6. Set Reminders:
   • Schedule regular reminders to check your credit reports with these third-party bureaus every three months. Consistent monitoring allows you to identify and address potential issues promptly.

By checking your credit reports with both major and third-party credit bureaus, you gain a more comprehensive view of your credit profile. This proactive approach helps you detect inaccuracies, address potential concerns, and maintain a strong credit standing. Remember that staying informed about your credit is a key aspect of responsible financial management.