The Credit One Bank® Card is a flexible credit-building option that offers rewards for everyday spending. Cardholders can earn cashback on eligible purchases such as groceries, gas, and utilities, depending on the card variant they qualify for. It’s designed for individuals looking to establish or rebuild their credit, with regular reporting to all three major credit bureaus. Some versions of the card come with features like customizable payment due dates and free access to your credit score. While there may be an annual fee depending on your credit profile, the Credit One Bank Card provides a practical way to build credit while earning rewards on everyday expenses.
Annual Fee
The annual fee for this credit card is about $0 - $99.
Credit Limit
Credit limit approval will be between $300- $2,000. Your credit limit will be based on your credit.
Prequalify
Prequalify for this credti card with NO hard inquiry! If you accept the credit card, then you will get a hard inquiry on your Experian credit report.
Build Credit Faster
Build your credit faster with credit reporting to all 3 Credit Bureaus.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.