The Destiny™ Mastercard® is a credit card designed for individuals looking to build or rebuild their credit without requiring a security deposit. It offers prequalification with no impact on your credit score and reports to all three major credit bureaus, helping you establish a positive credit history. With a straightforward application process and no hidden fees, it’s an accessible option for those with less-than-perfect credit. The card includes fraud protection for added security and benefits like Mastercard ID Theft Protection™. If you’re searching for a simple and reliable credit-building tool, the Destiny Credit Card is a solid choice.
Annual Fee
The annual fee may be VERY HIGH.
Credit Limit
Help Build Credit
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
Reports to all 3 credit bureaus.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.