The Discover it® Secured Credit Card is a standout option for those focused on building or rebuilding their credit while earning rewards. Unlike many secured credit cards, it offers 2% cashback on gas and restaurant purchases (up to $1,000 per quarter) and unlimited 1% cashback on all other purchases. With Discover‘s first-year Cashback Match, cardholders can double their rewards, making it an excellent tool for financial growth. It reports to all three major credit bureaus, helping users establish a solid credit history, and even provides the opportunity to upgrade to an unsecured card after responsible use. With no annual fee and easy-to-understand benefits, the Discover it Secured Credit Card is one of the best-secured credit card options available today.
Annual Fee
The annual fee for this credit card is $0.
Cash Back
2% Cash Back Automatically, at Gas stations and Restaurants (including cafes, takeout, delivery and fast-food) 1%Cash Back on all your other purchases automatically. Unlimited Cashback Match low intro APR and rewards credit card with cash back on gas and restaurant purchases.
Prequalify
Prequalify for this credit card with NO hard inquiry!
Transunion Hard Pull
Credit Reporting
Discover reports to all 3 credit bureaus and will check Transunion to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.