The JCPenney Credit Card is a fantastic choice for loyal JCPenney shoppers who want to save on fashion, home goods, and more. Cardholders enjoy exclusive perks like special financing options, access to cardmember-only coupons, and extra savings events throughout the year. With every purchase, you earn reward points that can be redeemed for JCPenney Rewards Certificates, helping you save even more on future shopping trips. The card also offers additional bonuses, such as a birthday gift and sneak peeks at upcoming sales. If you frequently shop at JCPenney, this credit card is a convenient way to unlock savings and enjoy special benefits.
Annual Fee
The annual fee for this credit card is $0.
Special Financing
24-month financing on purchases of $1,000 or more
Prequalify
Prequalify for this credit card with NO hard inquiry!
Credit Reporting
This card reports to all 3 credit bureaus and will check your Transunion Credit Report to approve you.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.