The nRewards® Secured Credit Card from Navy Federal Credit Union is a top choice for individuals aiming to build or rebuild their credit with the added benefit of earning rewards. This secured card allows you to earn 1 point per dollar spent, which can be redeemed for cash, travel, or merchandise—making it one of the few secured cards that offer rewards. With no annual fee and the potential to graduate to an unsecured card after responsible use, it provides a straightforward path to financial growth. Plus, it reports to all three major credit bureaus, ensuring your positive payment history works in your favor. If you’re seeking a secured credit card that combines rewards with credit-building benefits, the nRewards® Secured Credit Card is an excellent option.
Annual Fee
The annual fee for this credit card is $0.
Credit Limit
Credit limit approval will start at $200. Your credit limit will be based on how much you deposit in your account.
Prequalify
Prequalify for this credit card with NO hard inquiry!
Build Credit Faster
Build your credit fast credit reporting to all 3 Credit Bureaus.
Exclusive Credit Membership
$1 Trial
$79 per month
$99 Set Up Fee
$29 per month
$599 Lifetime Membership
SIMILAR CREDIT CARDS
- Purchase or have already purchased our Mega Dispute Letter Package. Use the special link provided below to get 65% off your Mega Dispute Letter Package if you haven’t already purchased it:
Dispute Letter Package
2. Sign up for Aura.com/rickita 14 day free trial to get your free reports (This will allow us to view your reports and lock Experian report)
3. Get all 3 of your credit reports from IDIQ $1 Trial:IDIQ Trial
4. Complete an application: Credit Application
5. Once you’ve made your purchase, reach out to our customer support team at 833-742-5482 to confirm your eligibility for the free letter service.